Compare car financing options

Find the right auto loan for your budget. Compare rates from trusted lenders.

How much do you need?

A$15,000

A$1,000 A$50,000

What's it for?

Auto Loan

Personal Loan

Verified lenders

Every lender in our network is independently verified and reviewed.

Instant comparison

See APR, monthly payments, and terms side-by-side in seconds.

No credit impact

Check your options without affecting your credit score.

Expert reviews

Each option reviewed by our automotive finance editorial team.

Recently added

NAB Secured Car Loan

NAB

car_finance

APR: 6.74%–13.54%
Amount: AUD100,000
Term: 84 mo
Decision: Same day approval with funds within one business day after agreement

This loan is ideal for Australian residents needing substantial financing for cars, with quick approval times.

NAB's secured car loan offers flexibility and competitive rates for borrowers looking to finance a vehicle.

Liberty Financial Personal Loan

Liberty Financial

personal

APR: 5.67%–24.99%
Amount: AUD80,000
Term: 84 mo
Decision: Get personalised rate in minutes

This loan is best for individuals who may struggle to secure financing from traditional banks due to credit issues or unconventional financial situations.

Liberty Financial offers accessible personal loans tailored for those with less-than-perfect credit histories, making it a viable option for many borrowers.

Toyota Finance Personal Car Loan

Toyota Finance Australia

car_finance

APR: 7.0%–12.0%
Amount: AUD150,000
Term: 60 mo

Best for Australian residents looking to finance a new or used vehicle, especially Toyotas.

This car loan is a solid choice for those purchasing a Toyota, offering tailored financing and fixed rates.

Plenti Personal Loan

Plenti

personal

APR: 6.17%–24.09%
Amount: AUD75,000
Term: 84 mo
Decision: Funds in as little as 24 hours from approval

This loan is best for individuals seeking an unsecured option to improve their credit score with fixed rates.

Plenti offers a flexible personal loan option for those looking to build their credit. However, the lack of a dedicated page means information may be limited.

Westpac Car Loan

Westpac

car_finance

APR: 6.49%–12.99%
Amount: AUD100,000
Term: 84 mo

This loan is best for Australian residents looking to finance a new or used vehicle with manageable repayments.

Westpac's car loan features competitive rates and flexible terms, making it a solid choice for many borrowers.

Commonwealth Bank Personal Loan

Commonwealth Bank

personal

APR: 7.25%–22.25%
Amount: AUD50,000
Term: 84 mo
Decision: Same day for eligible customers

This loan is best for those with a strong credit history looking for a reliable lender with established customer service.

The Commonwealth Bank Personal Loan offers competitive rates and flexible terms, making it a solid choice for eligible borrowers.

CommBank Secured Car Loan

Commonwealth Bank

car_finance

APR: 6.79%–10.79%
Amount: AUD120,000
Term: 84 mo

This loan is ideal for Australian residents seeking a vehicle loan with fixed rates and the added benefit of discounts for eco-friendly cars.

CommBank offers a straightforward secured car loan with a good range of financing options for both new and used cars.

NAB Personal Loan

NAB

personal

APR: 7.5%–12.99%
Amount: AUD55,000
Term: 84 mo
Decision: Apply online

This loan is best for individuals looking to fund personal projects like renovations, travel, or debt consolidation without incurring extra charges.

The NAB Personal Loan offers flexibility with no monthly fees, making it a practical choice for various financial needs.

Plenti Secured Car Loan

Plenti

car_finance

APR: 7.49%+
Amount: AUD75,000
Term: 84 mo
Decision: Personalised rate in as little as 60 seconds; average settlement about 24 hours

This loan is ideal for Australian residents looking for loans between $5,000 and $100,000 with competitive rates.

Plenti's secured car loan is a suitable option for those needing a flexible loan for their vehicle, especially with quick approval.

ANZ Personal Loan

ANZ

personal

APR: 7.49%–19.99%
Amount: AUD75,000
Term: 84 mo
Decision: Apply online

Ideal for those seeking a reliable loan from a major Australian bank with the option for both fixed and variable rates.

The ANZ Personal Loan offers competitive rates and flexible options, making it a solid choice for borrowers with good credit.

OurMoneyMarket Personal Loan

OurMoneyMarket

personal

APR: 5.95%–18.99%
Amount: AUD75,000
Term: 60 mo
Decision: Fast online approval

Individuals with a good credit rating seeking a personal loan to fund significant expenses like home renovations or debt consolidation.

With starting at 5.95%, OurMoneyMarket personal loans are an for those with good credit looking for substantial borrowing. However, the higher APR can reach up to 18.99%, which may deter some borrowers.

Westpac Personal Loan

Westpac

personal

APR: 7.0%–21.99%
Amount: AUD50,000
Term: 84 mo
Decision: Same day for eligible customers

This loan is best for individuals with high credit ratings looking for flexible repayment options and fast approval times.

Westpac offers competitive fixed-rate personal loans suitable for various needs, but terms and eligibility criteria can be stringent.

Harmoney Personal Loan

Harmoney

personal

APR: 5.76%–24.03%
Amount: AUD70,000
Term: 84 mo
Decision: Fast online approval, funds within 24 hours

This loan is best for individuals with building credit looking to finance personal projects like renovations or debt consolidation.

Harmoney offers a streamlined online personal loan experience, ideal for those seeking quick access to funds without the hassle of branch visits.

ING Personal Loan

ING

personal

APR: 6.19%–19.99%
Amount: AUD60,000
Term: 84 mo
Decision: Same day for eligible customers

Individuals with strong credit histories seeking a personal loan for major expenses or consolidating debt.

The ING Personal Loan offers competitive fixed rates starting at 6.19% p.a., making it suitable for those looking for predictable repayments. However, applicants with lower credit scores may face higher rates.