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₱15,000

₱1,000 ₱50,000

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Personal Loan

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Recently added

RCBC Pasado Loan

RCBC

personal

APR: 19.0%–34.0%
Amount: PHP5,000,000
Term: 60 mo
Decision: 3-5 banking days

This loan is ideal for first-time borrowers who need quick access to funds without the burden of collateral, making it suitable for personal expenses like education or travel.

The RCBC Pasado Loan offers a convenient, collateral-free option for those looking to meet immediate financial needs, especially for individuals in the process of building their credit.

Metrobank Personal Loan

Metrobank

personal

APR: 25.98%–36.74%
Amount: PHP2,000,000
Term: 36 mo
Decision: 7 banking days

This loan is ideal for those with a strong credit profile seeking funding for personal ventures such as education, travel, or other milestones.

Metrobank offers a reliable personal loan option with transparent pricing and flexible terms, making it suitable for various personal goals.

CTBC Bank Salary Stretch Personal Loan

CTBC Bank Philippines

personal

APR: 17.88%–26.28%
Amount: PHP2,000,000
Term: 36 mo
Decision: within 5 banking days

This loan is best for individuals with a stable income looking for manageable loan terms and competitive rates.

The CTBC Bank Salary Stretch Personal Loan is a solid option for salaried employees needing financial flexibility. Its clear eligibility guidelines help streamline the application process.

UnionBank Personal Loan

UnionBank

personal

APR: 25.0%–36.0%
Amount: PHP2,000,000
Term: 60 mo
Decision: 3-5 banking days

This loan is best for individuals seeking quick access to funds without collateral and who can meet the income requirements.

UnionBank's personal loan features an appealing 1.26% monthly add-on rate, cost-effective choice for those who can repay within a year. However, the APR can reach up to 36%, which may not be ideal for long-term borrowers.

BDO Personal Loan

BDO

personal

APR: 25.98%–26.76%
Amount: PHP2,000,000
Term: 36 mo
Decision: 5-7 banking days

This loan is best for individuals looking for significant funding up to ₱2 Million with manageable repayment terms.

BDO Personal Loans provide a flexible financing option with competitive rates, but potential borrowers should assess their repayment capabilities.

BPI Personal Loan

BPI

personal

APR: 25.03%–28.67%
Amount: PHP3,000,000
Term: 36 mo
Decision: 2-3 banking days

This loan is best for individuals with high credit scores seeking substantial amounts, up to ₱3 million, for various personal needs.

BPI offers competitive personal loan rates, making it a solid choice for those needing significant funding. However, the application process may be stricter due to its high credit tier requirements.

Tonik Quick Loan

Tonik

personal

APR: 6.0%–6.0%
Amount: PHP50,000
Term: 12 mo
Decision: Instant in-app

Filipino citizens aged 21-55 with a minimum credit score looking for short-term personal loans.

Tonik Quick Loan is an efficient choice for those needing immediate cash, especially given its instant in-app approval. However, applicants should be mindful of the credit score requirement that could limit access for some.

SB Finance Personal Loan

SB Finance

personal

APR: 39.43%–39.43%
Amount: PHP3,000,000
Term: 36 mo
Decision: 1-3 business days

This loan is ideal for individuals looking to cover various financial needs like education, business, or debt consolidation, especially for credit card holders.

SB Finance Personal Loan offers a convenient way to access funds online, but potential borrowers should be mindful of the eligibility criteria.