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Rs15,000

Rs1,000 Rs50,000

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Personal Loan

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Recently added

Allied Personal Finance

Allied Bank

personal

APR: 28.8%–29.8%
Amount: PKR3,000,000
Term: 48 mo
Decision: 3-5 business days

This loan is best for salaried individuals looking for personal loans ranging from PKR 30,000 to PKR 3 million with manageable repayment terms.

Allied Personal Finance offers flexible borrowing options with competitive rates, making it a solid choice for various financial needs.

Faysal Islami Personal Finance

Faysal Bank

personal

APR: 30.0%–30.0%
Amount: PKR4,000,000
Term: 48 mo
Decision: Via branch or call 021 111 06 06 06

Individuals earning a minimum salary of PKR 50,000 who need financing for weddings, education, or medical expenses.

This product provides for those seeking Shariah-compliant financing. With a fixed profit rate of 30%, it offers a path for personal needs but may not suit those requiring larger amounts or longer terms.

UBL CashPlus Personal Loan

UBL

personal

APR: 23.0%–28.0%
Amount: PKR3,000,000
Term: 48 mo
Decision: 2-5 business days

This loan is best for salaried individuals or self-employed professionals seeking quick access to funds up to PKR 3 million.

UBL CashPlus offers a robust personal loan option with quick processing and high limits, but be mindful of potential hidden fees.

JS Bank CashAsaan Personal Loan

JS Bank

personal

APR: 26.0%–30.0%
Amount: PKR4,000,000
Term: 48 mo
Decision: Same day via JS Mobile

Best for salaried individuals and self-employed borrowers needing quick access to funds without collateral.

JS Bank CashAsaan provides a flexible loan amount with quick approval for eligible borrowers. However, the 30% annual markup can make it costly for those who cannot repay quickly.

HBL Personal Loan

HBL

personal

APR: 21.36%–35.99%
Amount: PKR3,000,000
Term: 48 mo
Decision: Via HBL Mobile App

This loan is ideal for salaried individuals and self-employed professionals looking for amounts up to PKR 3 million with a convenient repayment period.

HBL Personal Loan is a flexible option for those needing quick cash without collateral. However, the interest rates can vary, so it’s essential to check your eligibility.

Bank Alfalah Personal Loan

Bank Alfalah

personal

APR: 29.8%–35.0%
Amount: PKR3,000,000
Term: 48 mo
Decision: Instant via Alfa App (60 seconds for eligible)

Best for salaried individuals needing quick funds without collateral.

The instant approval is especially for urgent cash needs. However, the APR ranges from 29.8% to 35%, making it relatively expensive for long-term borrowing.

MCB Personal Loan

MCB Bank

personal

APR: 25.36%–27.36%
Amount: PKR2,000,000
Term: 48 mo
Decision: 3-5 business days

This loan is best suited for salaried individuals with a good credit history looking for amounts ranging from PKR 50,000 to PKR 2 million.

MCB Bank offers a straightforward personal loan with flexible amounts and terms, ideal for those in need of quick cash.

Standard Chartered Personal Loan

Standard Chartered

personal

APR: 22.0%–28.0%
Amount: PKR4,000,000
Term: 60 mo
Decision: 10 working days

This loan is best for salaried individuals or self-employed professionals in need of flexible borrowing options without the hassle of collateral.

Standard Chartered offers a solid personal loan option if you need funds quickly, with no collateral required. Their digital-first approach enhances the user experience.