Compare car financing options

Singapore residents earning at least SGD 30,000 annually who need quick access to cash for personal expenses.

APR: 3.0%–12.0%
Amount: SGD200,000
Term: 60 mo
Decision: Same day

The CIMB Personal Loan provides one of the more flexible borrowing options in Singapore, especially with no collateral needed. However, be aware that the advertised low rates are often not available to all applicants, depending on creditworthiness.

UOB Car Loan: Flexible Financing for Your Vehicle

UOB

Ideal for those seeking a straightforward loan with a quick approval process and additional perks like cashback on car purchases.

APR: 2.78%–3.88%
Amount: SGD500,000
Term: 84 mo
Decision: In-principle approval within 1 business day

The UOB Car Loan offers competitive interest rates and flexible repayment options, making it a solid choice for car buyers in Singapore.

Standard Chartered Home Loan

Standard Chartered Bank

mortgage

APR: 1.5%–5.5%
Term: 360 mo

Ideal for first-time home buyers seeking a straightforward loan process and helpful customer support.

The Standard Chartered Home Loan offers competitive interest rates and flexible repayment options, making it a solid choice for homebuyers in Singapore.

DBS Debt Consolidation Plan

It's best for individuals looking to streamline their payments and potentially lower interest rates on existing debts.

debt_consolidation

APR: 1.99%–9.0%
Term: 120 mo

The DBS Debt Consolidation Plan offers a practical solution for managing multiple debts, but it's essential to fully understand its terms before committing.

DBS Personal Loan

It's best for individuals seeking a personal loan with straightforward terms and quick approval times.

APR: 3.22%–12.0%
Amount: SGD200,000
Term: 60 mo
Decision: Instant approval for existing customers

The DBS Personal Loan offers competitive rates and flexible repayment options, making it a viable choice for those in need of quick financing.

DBS Car Loan

Best suited for Singapore citizens or PRs with a stable income seeking a reliable car financing option.

APR: 2.78%–3.5%
Amount: SGD200,000
Term: 84 mo
Decision: In-principle approval within 1 hour

DBS Car Loan is a solid choice for those looking to finance a vehicle with flexible repayment terms and swift approval.

DBS Home Loan

This loan is ideal for first-time homebuyers seeking affordable rates and reliable service.

mortgage

APR: 1.48%–3.22%
Term: 360 mo

DBS Home Loan offers competitive rates and flexible terms, making it a solid choice for homeowners in Singapore.

OCBC Personal Loan

OCBC Bank

Individuals earning at least S$30,000 annually who need a personal loan with flexible repayment options.

APR: 3.99%–12.0%
Amount: SGD250,000
Term: 60 mo
Decision: Within 1 business day

With fast approval and no early repayment penalties, OCBC Personal Loan is ideal for those needing immediate cash. However, the minimum income requirement of S$30,000 may exclude some potential borrowers.

OCBC Car Loan

OCBC Bank

Best for Singapore citizens or PRs earning at least SGD 30,000 annually looking for a reliable car loan.

APR: 2.48%–3.5%
Amount: SGD200,000
Term: 84 mo
Decision: Within 1 business day

This loan is a solid choice for those seeking flexible financing options for a new vehicle.

Standard Chartered CashOne Personal Loan

Standard Chartered

This loan is best for individuals seeking a straightforward personal loan with a quick application process and flexible repayment terms.

APR: 3.5%–14.0%
Amount: SGD250,000
Term: 60 mo
Decision: Within 1 business day

The Standard Chartered CashOne Personal Loan offers flexible borrowing options with competitive rates, making it a solid choice for personal financing in Singapore.

Hong Leong Finance Car Loan

Hong Leong Finance

Best for those looking for a straightforward car loan with quick approval and significant financing options.

APR: 5.24%–5.81%
Amount: SGD150,000
Term: 84 mo
Decision: Fast approval with dedicated specialist

Hong Leong Finance offers a competitive starting rate, making it a solid option for new car buyers in Singapore.

HSBC Personal Instalment Loan

HSBC Singapore

Singapore residents with an annual income of at least SGD 40,000 who prefer manageable loan repayments.

APR: 2.5%–12.0%
Amount: SGD100,000
Term: 60 mo
Decision: 1-3 business days

This loan is those seeking predictable monthly payments and quick access to funds. However, it may not suit everyone, especially higher loan amounts or longer terms.

Maybank Car Loan

Maybank Singapore

It's best for Singaporeans seeking straightforward financing with manageable monthly payments.

APR: 5.24%–5.81%
Amount: SGD150,000
Term: 84 mo
Decision: Quick digital application

Maybank's Car Loan provides competitive rates for those looking to finance their vehicle purchase.

UOB Personal Loan

UOB